Imagine a Different Way to Divorce

Many of us know family, friends and co-workers who have been negatively affected by a bad separation or divorce situation. Imagine how much better off those people would be if they had been able to use a“different way to divorce.”

Financial Divorce Solutions works with those facing a separation or divorce situation and uses a process that helps to reach a mutually acceptable agreement. The process is supportive, considerate, sensible, constructive and allows for the management of conflict.

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Sincerely, Gail
Gail Belchior, BA/BEd, PFP, CFDS, AccFM (OAFM)

Financial Divorce Consultant
Accredited Family Mediator

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Please email in your questions, whether legal, emotional or financial. I will do my best to connect to experts to provide information. Questions and answers will be listed in the upcoming newsletters.

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Five Big Mistakes

Here are a few things to avoid.

Trying to reach an agreement before full disclosure has been completed.
Making decisions based on emotions, whether it is from anger, sadness, guilt or fear.
Using family and friends to gather information and then basing the big decisions on these ‘experts’.
Focusing on winning at all costs, because no one really wins in a separation/divorce.
Rushing things just to get it done and using family law professionals in the wrong way.

Five Helpful Tips

Here are a few things that can help.

Make informed decisions based on neutral third party information.
Seek support for the emotional side of things.
Use the right experts for the right reason, lawyers are not therapist and therapists are not legal experts and neither of these professions are financial experts.
Focus on finding the best possible mutually acceptable outcome.
Take your time before deciding and acting, yet ensure you are moving forward.

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Testimonials

Gail was always there for me whenever l needed her, since l am an older client it was hard for me to understand the workings of the court, Gail always walked me through the process, without tiring of me repeating my questions, until l got it. Gail is an amazing, qualified, kind person, and l

Donna

My brother referred me to you. I really want to thank you so much for taking the time to talk with me today. You gave me some very good advice and recommendations. It was very helpful and you have a useful website too. I joined your mailing list. I appreciate your consult and clarity in

Gayle Toronto

Very early on in our separation, it was recommended to me by a few people that we should perhaps consider securing the services of a mediator to assist in the process of arriving at a final separation agreement. We did just that, and we have worked through this potentially stressful exercise with Gail Belchior. I

Patrick

I have enjoyed working with Gail on numerous files. She brings neutrality and financial expertise which provides great value for spouses going through a separation. Gail's mediation training is especially useful in managing/diffusing what is often a very emotional and difficult time for many people.

Erik Grinbergs Family Law Lawyer

Going through changes in life are difficult. Gail Belchior was, and continues to be, an empowering person. I was able to navigate through the necessary paper work with confidence and had a genuine understanding of what needed to be done. The process was clear, organized, focused and very timely. Having had Gail work with me

Mary Ann A Very Grateful Client

Thanks once again for your work on our behalf. It is always such a pleasure dealing with you even though we have to discuss such and sort out our sensitive financial and family support matters with you. Also I appreciate your views on the bigger picture of the support and care for our young adults.

Past Client

Gail, your comments and assistance are appreciated and certainly were instrumental to bringing this file to a resolution. This would have been a greater challenge without your help! Thanks so much. We will be sure to share the Separation Agreement with you once complete and of course reach out during or after the next meeting

Elizabeth Urban Barrister and Solicitor, Collaborative Practitioner

Gail is very friendly and knowledgeable. And that the work is thorough and you are guaranteed to know way more about separation/divorce than when you started which makes you feel a lot BETTER.

Just wanted to thank you once again for being part of our meeting yesterday with my lawyer. You will never know how much I appreciate having you there to help me with the decision. I slept so much more soundly last night. Even with the storm going on. It was a pleasure meeting you both

Laura

My thanks to Gail for all her help during such an emotional time. She explained what to expect from the courts and worked on an offer that was best for both of us. We would not have been able to mediate a settlement without her. We first met Gail in late 2014 but didn't start

Rose

It was an absolute pleasure to work with Gail on one of my first collaborative family files! She is the epitome of professional excellence and having her as a member of the collaborative team to provide guidance and expertise in terms of the financial issues was the key to our success.

Vicky M. Ringuette Lawyer, Notary Public & Mediator

The emotional toll of divorce is hard enough and to add the stress of dealing with the financial implications is overwhelming. Gail provides an invaluable service and provided options on how to deal with separating your financials and allowing you to move on with your own life. Without Gail's assistance the process of separating would

John

Gail, Thank you again for the information and advice you've imparted and the warmth with which you do. It is much appreciated! You truly are one of a kind.

Karen

Gail was chosen by my wife and I to address the financial solutions of our separation in a compatible way. This being a very emotional stressful undertaking I found myself concerned with the feelings that, being female, Gail may naturally side with my wife. During all of our sessions I soon realized nothing could be

Doug S

We finally got our separation agreement signed off by our lawyers in early March 2015 with very minor changes, so we want to send you a huge, overdue thank you for the work you did for us in creating the financial statement and parenting plan and Family Mediation document. We are happily separated now and

Christina

Gail's experience and insight helped me through a troubling period, saving both time and money over normal legal fees! I would recommend her and her services.

Bruce

I want to thank you for all your help and support - you were instrumental in helping me weave through this difficult process. I am now officially separated - the judge signed on Monday. I am officially a home owner - as of last Friday. The pension is in the process of being transferred to

SL

I've known Gail for many years and find her to be a dedicated and caring person who works closely with her clients to provide options for the best possible financial outcome.

George Martyniuk Financial Advisor, Manulife Securities

Client writes regarding Future Lifestyle Projections……Just catching up on emails after another week away. This has been great and given me a great planning and assessment tool. I'm a little concerned for work consistency right now, but all I can do is continue on my same path and continue to network in Toronto. I'm comfortable

Greg

Being able to work with Gail makes the future financial picture clearer so it's easier to make decisions today.

Barbara Ende President, Sycamore Marketing Group Inc.

I can't believe it's really all done, Gail! And I can't imagine having done it without you. Thank you SO MUCH for your guidance through it all. And your referrals to Erik and Sandra. They too were so integral to the outcome.

Dave

I wanted to say, Thank you again for chatting with me a couple weeks back; I found it extremely informative. You definitely have introduced a great service to those going through difficult times!

Todd

Imagine a Different Way to Divorce

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